Free live workshop this Tuesday, 29 July — seats are limited and filling up. Register before they're gone.

— FREE ONLINE WORKSHOP —

How ordinary Malaysians can build real, lasting wealth on an average salary

A clear, step-by-step approach to planning your retirement and growing your money even if you feel like you're starting late.

Tue, 29 July

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8 - 11PM (GMT+8)

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ZOOM (Online)

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FREE

Save My Free Seat → Takes 30 seconds · Live only, no replay

— THE QUIET PROBLEM —

Most Malaysians don't have an income problem.

They have a money-planning problem that no payrise on its own can solve.

RM0

Many EPF members reach retirement age with very little set aside — while the cost of food, housing, and healthcare keeps climbing each year.

If your salary rises 5% a year but your cost of living rises faster, planning matters more than earning.

— WHICH ONE IS YOU? —

Same country. Same taxes. Same inflation.

One of these people is on track to retire with choices. The other isn't. The main difference is the plan they follow.

😫 PERSON A

RM8,000/month

  • Assets — minimal or none

  • Savings — never quite enough

  • Retirement plan — "I'll figure it out later"

  • Money mostly goes to repayments

🤩 PERSON B

RM5,000/month

  • Assets are growing year on year

  • A budget that puts money to work

  • Retirement plan with a clear, calculated number

  • A plan they actually follow

The difference isn't how much you earn.

It's the plan you follow.

Income creates cash flow. A good plan turns that cash flow into assets. Most people master the first and never learn the second.

Learn How To Plan Now

— Beliefs worth questioning —

Three money beliefs that quietly keep people stuck

01
"I'll start planning when I earn more."
A closer look: time can do a lot of the work. Because of compounding, the years you skip early often matter more than earning more later. Starting small today can beat starting big in five years.
02
"A high salary means I'm financially secure."
A closer look: a salary is a faucet when you turn off the job and it stops. Longer-term security tends to come from assets that keep producing whether or not you're working.
03
"Saving money is the same as building wealth."
A closer look: money left sitting still can lose value to inflation over time. Saving protects you from overspending; a plan is what helps your money keep pace. They're not the same skill.

— Inside the 3-hour session —

What you'll walk away understanding

How everyday earners approach long-term wealth

The "salary rich, asset poor" trap and how to leave it

How inflation can quietly erode your future

A framework for putting your money to work

Common planning mistakes families repeat

How to plan for retirement and life's surprises

Grab Your Free Ticket Now

— See the math yourself —

See how a small habit can compound over time

Move the sliders. This is a simplified illustration of how consistent investing and compounding interact the same principle we explore live.

Compounding Illustration Educational  ·  Not a projection of your results
Monthly amount invested RM1,000
Years invested 35 years
Assumed annual growth 7%
Illustrative Value at the End
RM1.8M
from consistent investing + compounding
Total you put in RM420,000
Growth on top RM1,381,055
Illustration only. The figures above are hypothetical and for educational purposes only. They are not a promise, projection, or guarantee of future results. Actual returns vary and your capital is at risk. This model assumes a constant rate, which real markets do not provide. This workshop offers general financial education, not personalised financial advice — please consult a licensed financial adviser before making any decision.

— The cost of "later" —

Waiting isn't neutral. It has a cost.

5YRS

The earliest years are the ones that would compound the longest. Skipping them tends to cost the most.

—

10YRS

The gap widens. Catching up usually means setting aside more, for longer.

—

20YRS

Options narrow. Retirement can shift from a choice you make to a date decided for you.

Every year you wait is a year you can't get back and often the most valuable one.

I Want the Free Ticket

Everything You Get In 3 Hours — Stacked Up

If you attended a private financial clarity session like this, it could easily cost thousands. Here’s what’s included in this preview:

Included Inside The 10M Financial Masterclass Preview Value
10M Financial Wake-Up Session
You will finally see why earning more, saving more, and building real wealth are not the same thing and why many people feel “okay” today but still unprepared for the future.
RM997
3M Wealth Self-Diagnosis
You will identify which part of your financial life needs the most attention: your Mindset, your Money structure, or the Meaning behind your financial decisions.
RM497
Salary Rich, Asset Poor Check
You will understand whether your income is actually turning into assets, protection, freedom, and long-term security or just disappearing into lifestyle and commitments.
RM697
Asset Job Test Framework
You will learn how to look at cash, EPF, property, stocks, business, protection, based on their actual role in your wealth system instead of following random trends.
RM997
Retirement & Risk Wake-Up Simulation
You will see how inflation, emergencies, debt, job loss, and retirement pressure can affect your future if your money is not structured properly today.
RM997
RM5K-To-10M Possibility Breakdown
You will discover the financial thinking behind how ordinary income can become the starting engine of serious wealth when the right system, sequence, and decisions are built around it.
RM1,497
What This Would Normally Cost
RM5,682 RM0

This is an educational preview only. It is not investment advice, personal financial advice, or a guarantee of reaching RM10M.

— The one figure most people never calculate —

When could you realistically retire?

How much might you actually need?

How could inflation affect your plan?

How might you build passive income?

Does your current approach hold up?

What's your family's financial risk?

— your host —

Andrew Lee

Founder, 10M

Andrew’s work focuses on helping Malaysians recognise financial blind spots, challenge assumptions and make more intelligent long-term decisions.

Through 10M, he brings Mindset, Money and Meaning together—helping people see not only how they handle money today, but what their decisions may create tomorrow.

— Who this is for —

Built for people ready to plan

Age 30 and above

Already earning an income or holding some savings

Wants to build lasting family wealth

Serious about a real, calculated plan

We cap this room so every attendee can ask their questions live. Once the seats are taken, registration closes.

— One day, you'll stop working —

Will your money keep working for you?

or

Will you keep working for money?

During good times, we prepare our escape route. During hard times, that route becomes our survival plan.

I Want to Achieve Financial Freedom

Reserve Your Free Seat

The best time to start planning was year ago. The next best time is now.

Tue, 29 July

|

8 - 11PM (GMT+8)

|

ZOOM (Online)

|

FREE

We respect your privacy. Your details are only used for this workshop.

Copyright 2026. Chance Capital Ventures. All Rights Reserved.

This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.We don't believe in get-rich-quick programs. We believe in hard work, adding value and serving others. And that's what our programs are designed to help you do. As stated by law, we can not and do not make any guarantees about your own ability to get results or earn any money with our ideas, information, programs or strategies. We don't know you and, besides, your results in life are up to you. Agreed? We're here to help by giving you our greatest strategies to move you forward, faster. However, nothing on this page or any of our websites or emails is a promise or guarantee of future earnings. Any financial numbers referenced here, or on any of our sites or emails, are simply estimates or projections or past results, and should not be considered exact, actual or as a promise of potential earnings - all numbers are illustrative only.